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Speech therapy is one of the fast growing careers that are being taken up today by a lot of individuals who are interested in being employed in good paying jobs. A lot of great opportunities await those who have decided to major in this branch of medicine therapy. What https://www.makler-kassel.net/pflege-kranken-versicherungen/pflege-versicherung really is speech therapy and what is the speech therapy employment that is available?

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Individuals who majored in speech therapy are trained to take care of different kinds of communication problems. They take care of those individuals who have difficulty in receptive in expressive language, problems in their speech their voice, the fluency of their speech, oral motor and even swallowing disorders.

Like any other health related fields, speech therapy jobs are permanent and long term, apart from the fact that there is a great opportunity for travel. Because of the great job opportunities that this field could offer, it continues to gain popularity among individuals who are looking for a good field to specialize in. more and more people continue to explore the horizons of these field because of the high demand and the wonderful benefits that it gives.

Speech therapy is also a popular field for those who want a travelling job, wherein you would not only be able to be paid for working, but you could also have the chance to work in different places. There is no need to keep on working on a single place for a long time to build the career, because you would have the opportunity to get to different places to work. You would also benefit from travel allowances, health insurance coverage, food allowance and other great benefits that you would surely enjoy.

A lot of career development facilities are also waiting to give speech therapist jobs. There would be work waiting for a speech therapist in hospitals, outpatient and inpatient facilities, hospices, preschools, schools, rehab clinics, universities, child development centers and a lot more. There is nothing to worry about the payment you would get from these job, because as any other healthcare field, speech therapy is definitely a good paying job.

The good thing about being a speech therapist is, because there are tons of opportunities that are available, you would have the freedom to choose whether you would want to stay in a place near your home or you would want to explore new horizons and travel with the assurance that whatever you choose, you would definitely be successful in earning a lot of money for your work.

There are a lot of medical staffing providers that could give you guidance on which firms should you get a job. They would be able to help you select the right place for you to work in, depending on your choices and preference. You can be sure that aside from the hospital and other health clinics, there are a lot of other firms that would need the services of a speech therapist. There is a great demand for this job wherever there is a need to improve the patient's communication skills.

Upon retirement, the employee gets this amount that constitutes of employee contribution, employer contributions and the interest on both. The idea of the Indian government behind the EPF scheme is to encourage savings. Listed below are 10 things that you must know about EPF scheme.

Calculate employee provident fund balance using EPF Calculator

The EPF balance constitutes of the employees' contribution + the employers contributions, which is 12% of his/her monthly pay + the dearness allowance. When the Basic Pay plus DA is less than or equal to Rs 15000, the employee contribution is 12% of Basic Pay + DA whereas the employer contribution is 3.67% of the Basic Pay + DA.

EPF Calculator is an ideal tool that can help you calculate your EPF accumulations. You simply have to input some basic information like your age (in years), your monthly basic salary (in rupees), your contribution towards EPF (%), your employers contribution(%), average annual increase in salary you expect (%), age when you intend to retire, current EPF balance (if any), and current interest rate, then click on "Calculate" to get the results instantly.

The EPF calculators work the same way as your EMI calculators, but here they tell you about the savings instead of the expenditures that you will be making in future. To control how accurately the repayment ensues during the tenure you can visit this link -

Tax on Early PF Withdrawals

Withdrawing your PF after leaving an organization might sound like a lucrative idea to get hands on the money that you have been saving. But one thing that you must know here is that withdrawing money without completing 5 years in an organization continuously will bring tax implications. The contribution employer making towards the PF along with the interest accrued will become taxable in the year you plan to withdraw your PF. In addition to this, the amount of deduction that was earlier claimed to tax relief under Section 80C will then be added to your total income during the year of withdrawal. Herein, the interest earned on your own contribution towards the PF will also become taxable.

Tax deducted on source (TDS) on PF was introduced by the government on PF withdrawals with the motive to discourage people from premature withdrawal of their PF amount and to promote long term savings. However, if an employee is withdrawing PF after five years of continuous service in an organization than no tax will be deducted. Also, TDS will not be applicable if the employee is transferring PF from one account to another.